How to Stop Foreclosure in Austin: 5 Options Most Homeowners Don’t Know

A family looking relieved in front of a house with a “foreclosure halted” stamp on paperwork.

Foreclosure is a heavy word—one that carries fear, uncertainty, and often shame. If you’re facing foreclosure in Austin, first, take a deep breath. You’re not alone, and you’re not out of options. At Homes For The Win, we’ve walked alongside families just like yours, offering hope, practical solutions, and compassionate support every step of the way.

A family looking relieved in front of a house with a “foreclosure halted” stamp on paperwork.

We believe every challenge is an opportunity for redemption, and yes, even this can be turned around. Whether you’re behind on payments due to a job loss, medical hardship, divorce, or something else entirely—there is still time and there are more solutions than you’ve likely been told.

Here are five powerful options to help stop foreclosure in Austin, TX—including some most homeowners don’t even know about.


1. Request a Loan Modification

One of the first steps you can take is to ask your lender for a loan modification. This is where the lender adjusts the terms of your mortgage to make it more manageable—possibly lowering your interest rate, extending the term, or rolling missed payments into the balance.

Many homeowners think once they’ve missed several payments, it’s too late—but lenders often prefer a modification over foreclosure, which costs them time and money. If you haven’t yet spoken with your lender, consider calling them now and asking about hardship assistance.


2. Sell Your House Before the Auction

Selling your house before the foreclosure auction is often the fastest and most stress-free solution. But here’s the key—you need a buyer who can close quickly and help navigate the legal and financial pieces of the puzzle.

That’s where companies like Homes For The Win come in. We specialize in buying homes from people in tough situations, offering a cash offer with no repairs, no fees, and no waiting on banks. In many cases, we can even help stop the foreclosure and give you time to move out after the sale.


3. File a Temporary Restraining Order (TRO)

If the auction is days away, and you need more time, you may be able to file for a TRO. This is a legal action that puts a pause on the foreclosure process to give you a short window to pursue a solution. While this isn’t a long-term fix, it could be a lifeline to allow time to sell or secure funding.

We work with attorneys who can help guide this process, and we often collaborate with them when time is tight and homeowners are running out of options.


4. Consider a Short Sale

A short sale is when your lender agrees to let you sell the property for less than you owe. It may sound unlikely, but lenders will often approve a short sale if the home is underwater and foreclosure seems inevitable.

Though short sales involve more paperwork and negotiations, they can help you avoid foreclosure on your credit report and move forward with less damage.


5. Work with a Faith-Based Investor Who Cares

This isn’t just business to us—it’s ministry. We know what it’s like to be in a hard place. And we believe no one should have to face foreclosure alone, confused, or ashamed.

At Homes For The Win, we operate with compassion, discretion, and integrity. Whether we buy your house, help you understand your rights, or connect you with someone who can help—we’re in your corner. You deserve solutions, not judgment. You deserve dignity, not desperation.


You’re Not Alone—We’re Here to Help

Foreclosure may feel like the end, but it can also be a turning point. There are real options to stop foreclosure in Austin, TX, and Homes For The Win is here to walk you through every one of them.

📞 Call us today at 512-8080-111 or visit www.HomesForTheWin.com to get a free consultation. No pressure. Just real help from real people who care.

“The Lord is close to the brokenhearted and saves those who are crushed in spirit.” – Psalm 34:18

You don’t have to carry this burden alone. Let’s find your win—together.